50 Visualized Wisdoms

Refund Policy for Gumroad Transactions
Effective Date: October 1, 2025

1. General Refund Policy
All purchases of digital products (eBooks, templates, or similar materials) made through Gumroad are final and non-refundable.
2. Exceptions
* Refunds will not be issued once the product has been downloaded.
* Refund requests for technical issues must be submitted within 7 days of purchase and may be considered on a case-by-case basis.
3. Refund Process
* For any questions about refunds, contact us at sergio@ingravalle.de with your purchase details.
* Refunds, if approved, will be processed within 5 business days and credited back to the original payment method.

Terms of Service for Gumroad Purchases
Effective Date: October 1, 2025
1. Purchases
* All digital product purchases made through Gumroad are for personal, non-commercial use only.
* Products may not be shared, resold, or distributed in any form.
2. Delivery
* Digital products are delivered via Gumroad as downloadable links.
* Customers are responsible for ensuring that the email address provided during checkout is accurate for delivery purposes.
3. Payments and Taxes
* Payments are processed securely through Gumroad, using trusted third-party providers (e.g., Stripe, PayPal).
* Applicable taxes, including VAT, may vary based on your location and will be calculated at checkout.
4. Intellectual Property
* All digital products remain the intellectual property of Sergio Ingravalle.
* Purchasers are prohibited from modifying, redistributing, or creating derivative works based on the products.
5. Disclaimers
* Products are provided "as is" without warranties of any kind.
* We are not responsible for technical issues related to Gumroad’s platform or third-party providers.
6. Refund Policy
* Please refer to the Refund Policy above for details.
7. Contact
* For support related to Gumroad purchases, please email us at sergio@ingravalle.de.